Book Activity #4Read ” Handling Service Breakdowns at AAA Landscaping” in the (found within the textbook on page 309). Answer the Critical Thinking Questions 1-3. Each answer should be a minimum of 75 words. Answers may be placed on the discussion board within the ‘Discussions’ tab and then the ‘Book Activity #4’ Forum. When answering begin a new thread and place text (answers) within the thread. Please do not attach documents within the thread. In the subject line put your name and Book Activity 4.Brown Book Activity 4Assignment is due on Sunday, April 7, 11:59 PM.Packback Topic for Module 11The topic for this module’s Packback Topic for your Questions is Food waste and/or Food insecurity around the World.According to Dictionary.com the definition of food insecurity is: an economic and social condition of limited or uncertain access to adequate food.To complete Packback, click on the How to Use Packback button on the left. Select the Packback that you are completing. A guide post with the topic for this Module is located at the top of the feed for this Packback assignment.Your question is worth up to 3 points and your answer to the question of one other student is worth up to a total of 3 points. (Refer to the syllabus for the breakdown of points that can be earned on Packback based on your curiosity scores on your question and your response to 1 other student).Budget Part 4Attached Files: Budget Project Part 4.docx (18.565 KB) Budget Project Part 4.pdf (160.903 KB) The following assignment is the fourth part of the Budget Project that you will be completing over the session.Click on the link Budget Part 4 to read the directions for the assignment.Follow the directions to complete the assignment. Type your assignment in Word or as a PDF.When you create your document, remove the directions from the assignment so that they are not compared to the database and identified as plagiarized.When you are finished click on the underlined words “Budget Part 4” above to open the submission area.
Budget Project Part 4: Determining Expenses Discussion Paragraphs
(33 points total – each category is worth 3 points)
General Directions:
? You must complete this section for only the first year after you graduate from Ohio
University with the degree you are currently pursuing.
? You must live in the United States, even if you will not in real life. Refer back to the
general directions for requirements for this project.
? For the following 11 Categories, write a short paragraph to answer the questions under
each heading using complete sentences. Remove the questions from your submission.
Answer the questions below that apply to you in complete sentences and paragraph
form not just a word or two. You need to have a minimum of 100 words in each
paragraph to answer the question. If a question within a category does not apply to
your situation you do not need to answer it. You do need to provide an answer for all
11 categories even if you will not have any expenses in the category. If you are not sure
how to provide an answer for a category in which you don’t have any expense, be sure
to ask.
? You do not need to include dollar amounts in these paragraphs. That information will
be included in your Spreadsheet Assignment.
? Remove my directions and the questions below before you submit your assignment but
keep the headings.
Expense Category Paragraphs:
1. Location
o Choose a city and state in the United States. You can remain where you currently
live if that is your plan. What is the city and state you chose?
o Why do you want to live here?
o Will you need to move from your current location to this location?
o How are you going to move your belongings from their current location to this
new location?
o Will you need to get a new driver’s license, car license plates, and car
registration?
o Will you need to pay deposits to set up new utility services?
2. Home
o Choose a place to live in the city/state you chose above. Search for an
apartment or house online in the city/state you have chosen.
?
Insert a screen shot or cut and paste a copy of the advertisement for the
apartment/house. The price must be visible in the screen shot or copy.
Do not include a URL alone.
?
If you are thinking of buying a house right after graduation, you must
discuss where you will get the 10 – 20% down payment you will most
likely need to make the purchase.
?
If you currently own a home, you can use it for this section.
o Describe the home. How many rooms will you have? Will you have your own
outside space?
o What costs, if any, are covered in the rent if you are in an apartment?
o Do you have any deposits that need to be paid to live here?
o What utilities will you have to pay for outside of the cost of rent/mortgage
payment? If the advertisement doesn’t specifically mention that a utility is
included in the rent, you can assume that you will need to pay it on your own.
o Remember that you must be on your own and cannot move back in with
parents/guardians for this assignment even if you really will be.
3. Transportation
o Describe how you will transport yourself around your city.
o If you currently own a car, you can use it.
o If you will be purchasing your first car or replacing a car:
?
What type are you thinking about buying?
?
How will you pay for the car?
o What other costs will you have to pay for when you own your own car? (You
don’t need to include car insurance here; you will talk about that in a later
section).
o Will you use public transportation? What type is available in the city where you
will be living?
4. Durable Goods
o Durable goods are goods that you will keep for at least a year.
o What furniture and home goods do you currently have that you will bring with
you to your new home?
o What furniture and home goods will you need to purchase during this first year
out of school?
o Does your home/apartment provide kitchen appliances such as refrigerator,
washer/dryer, stove, dishwasher and/or microwave?
o Will you need a new wardrobe for your new job?
o Will you need any tools or office electronics for your new job that are not
provided by your company?
o If you are currently settled in a home and will not be changing anything when
you graduate, you can discuss that in this section.
5. Non-Durable Goods:
o Non-Durable goods are goods that you use up in less than a year.
o What types of non-durable goods do you typically buy throughout the year?
o What goods do you use quickly and have to replace frequently?
o What goods do you use more slowly and replace infrequently?
6. Services:
o Services are paying someone to do something for you.
o Remember that you cannot let your parents/guardians pay for your services
even if they will when you graduate. If you are currently on a family plan for a
cell phone, you need to find out how much it costs to have your own plan.
o What services to you use on a regular basis?
o Will you need to start using any new services when you move to your new home
and start your new job?
7. Insurance:
o Do not include health insurance in this section. It will be discussed in the next
section.
o Remember that you cannot let your parents/guardians pay for your insurance
even if they will when you graduate.
o What types of insurance will you need to protect your belongings and yourself?
o If you own a car, will you have both liability and collision insurance?
o Will you take out life insurance on yourself or other family members?
o Will you take out renters’ insurance if you are renting your home?
8. Health Care/Insurance:
o Remember that you have to cut yourself off completely from parents/guardians
and cannot remain on their policy even if you will be in real life and are covered
by the new rule that you may stay on their insurance until age 26.
o If you are already independent of your parents/guardians, you can use your
current situation if it will stay the same when you graduate from Ohio University.
o Does your job cover your health insurance as a benefit?
o If not, you will need to look at how much it will cost you to purchase your own
insurance in the state you have chosen. What type of policy do you need?
o What will you have to pay out of pocket for co-pays or co-insurance?
o Will you need to pay out of pocket for prescription medicines or eyewear that is
not covered by your insurance?
9. Education:
o Do you have to pay back student loans from your time as a student at Ohio
University?
?
When does your agreement state that you have to start paying them
back? Remember that you do not need to pay back the entire amount in
one year. You will need to determine how many years you will have to
pay back your loans.
o Are you planning to go to graduate school as soon as you graduate from Ohio
University?
?
Will you have to pay for tuition, or do you expect to have financial help
from the institution you will be attending?
?
Will you need a loan?
?
What other costs will you have such as books and fees?
o Do you need any specialized training to start your new job such as taking exams
to become certified in your field?
10. Entertainment/Hobbies/Activities:
o What hobbies do you have?
o What do you do for entertainment?
o What other activities do you like to participate in for fun?
o Do you need to buy any equipment, tools, or supplies to participate in your
hobbies, entertainment, or activities?
o What gifts do you buy over the course of the year?
11. Special Situations:
o Will you have a child or children during that first year after you graduate from
Ohio University? Do you already have children?
o If you will have a child or children, what expenditures will you have associated
with them during this year?
o Will you have a pet or pets during that first year after you graduate from Ohio
University? Do you already have a pet or pets? What type will you have?
o What expenses will you have associated with your pet/pets during this year?
o If you will have neither of these expenses, mention that in this paragraph.

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